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Updated: Aug 15, 2026
No. of Questions: 132 Questions & Answers with Testing Engine
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| Certification Vendor: | Nevada Division of Insurance / Pearson VUE |
| Exam Name: | Nevada Accident and Health Insurance Producer Examination |
| Exam Number: | NV_Health02 |
| Certificate Validity Period: | License validity varies according to Nevada insurance licensing requirements |
| Exam Format: | Multiple Choice |
| Exam Price: | $50 USD |
| Available Languages: | English |
| Real Exam Qty: | 150 |
| Related Certifications: | Nevada Insurance Producer License |
| Passing Score: | 70% |
| Exam Duration: | 180 minutes |
| Recommended Training: | Nevada Approved Insurance Pre-Licensing Education Providers |
| Exam Registration: | Nevada Division of Insurance Licensing Pearson VUE Nevada Insurance Licensing Exam Registration |
| Sample Questions: | Insurance Licensing InsNV_Health02 Sample Questions |
| Exam Way: | Computer-based testing at approved Pearson VUE test centers or approved remote testing options when available. |
| Pre Condition: | Applicants must meet Nevada insurance licensing requirements, complete required pre-licensing education, and pass the applicable examination before applying for a license. |
| Official Syllabus URL: | https://doi.nv.gov/Consumers/Licensing/ |
| Section | Objectives |
|---|---|
| Topic 1: Health Insurance Policy Provisions | - Claims and Benefits
|
| Topic 2: Insurance Basics | - Insurance Contracts
|
| Topic 3: Producer Duties and Ethics | - Sales Practices
|
| Topic 4: Government Health Insurance Programs | - Medicaid and Other Programs
|
| Topic 5: General Insurance Regulation | - Licensing Requirements and Responsibilities
|
| Topic 6: Accident and Health Insurance Fundamentals | - Disability Income Insurance
|
1. Which feature is most characteristic of universal life insurance?
A) Coverage that can never build cash value
B) Flexible premiums and adjustable death-benefit options, subject to policy requirements
C) Investment risk borne entirely by the insurer in a separate account
D) A fixed premium and fixed death benefit with no flexibility
2. Nevada insurance laws define a domestic insurance company as one formed under the laws of:
A) the state of Nevada only
B) the state of Nevada as well as any of its neighboring states
C) any jurisdiction of the United States of America
D) any territory of the United States of America
3. When a nonqualified annuity is surrendered for more than the owner's investment in the contract, how is the gain generally treated for federal income-tax purposes?
A) As a tax-free return of principal only
B) As a long-term capital gain in all cases
C) As a deductible business loss
D) As ordinary income
4. Life insurance death proceeds paid to a named beneficiary are generally:
A) Subject to ordinary federal income tax in every case
B) Taxed as capital gains
C) Treated as a deductible premium refund
D) Received free of federal income tax, subject to exceptions and special circumstances
5. The statement that an insured MUST give an insurance company to show that a loss actually occurred is a:
A) Loss form
B) Notice of Claim
C) Inspection report
D) Proof of Loss
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: A | Question # 3 Answer: D | Question # 4 Answer: D | Question # 5 Answer: D |
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